Privacy Policy

Effective Date:  June 30, 2026

Golden Path Advisors (“we,” “us,” or “our”) operates the website located at goldenpathadv.com and provides credit advisory and dispute assistance services. We are committed to protecting the privacy and security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or utilize our services.

1. Information We Collect

To provide our credit analysis and dispute assistance services effectively, we may collect the following categories of information:

  • Personal Identifiers: Name, mailing address, phone number, email address, and preferred language.
  • Financial & Credit Information: Credit reports, credit scores, account histories, creditor information, and details regarding negative items (e.g., collections, late payments, bankruptcies) that you authorize us to review.
  • Government-Issued Identification: In some instances, we may require copies of your ID, utility bills, or social security details to verify your identity with credit reporting agencies.
  • Technical Data: IP address, browser type, and usage data collected via cookies when you navigate our website.

2. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain our credit advisory and evaluation services.
  • Analyze your credit profile and draft dispute materials on your behalf.
  • Communicate with you regarding updates, client files, and educational materials.
  • Respond to your contact forms, phone calls, or emails.
  • Comply with legal obligations, regulatory requirements, and protect against fraudulent transactions.

3. Sharing and Disclosure of Information

We do not sell, rent, or trade your personal or financial information to third parties. We only share your information under the following limited circumstances:

  • With Your Consent: We share information with credit bureaus (Equifax, Experian, TransUnion) and creditors strictly to perform the dispute assistance services you have explicitly authorized.
  • Service Providers: We may share data with trusted third-party vendors who assist us in operating our website, managing our CRM, or processing secure payments, provided they agree to keep this information strictly confidential.
  • Legal Compliance: We may disclose information if required to do so by federal or state law, subpoena, or government regulation.

4. Data Security

We implement rigorous administrative, technical, and physical security measures designed to protect your sensitive personal and financial data. However, please note that no transmission of data over the internet or electronic storage system can be guaranteed to be 100% secure.

5. Your Rights and Choices

You have the right to review, update, or correct the personal information we maintain about you. You may opt out of receiving promotional communications from us at any time by following the unsubscribe instructions provided in our emails or by contacting us directly.

6. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

Golden Path Advisors

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